Electronic non-cash payment systems have been used since the 70s, but their true development is dated 21st century, along with the IT advancement. Nowadays, performing an electronic payment is faster, safer and easier than cash transaction.

The objectives of the self-government Masovian voivodship innovation program have been identified in the Regional Innovation Strategy for Masovia. The first edition of this document was established in 2008 and covered the years 2007-2015.